Frequently Asked Questions

  • What types of jewelry can I pawn?

    We accept gold, diamonds, engagement rings, wedding bands, Rolex watches, and other fine jewelry. Each piece is evaluated based on a number of different factors, including precious metal content, gemstone quality, condition, and current market value.

  • How much can I borrow on my jewelry?

    Loan amounts depend on your jewelry's precious metal content, gemstone quality, brand, and current market prices. Loan amounts typically range from 25-50% of the resale value of the piece. We offer competitive rates and provide fair appraisals based on actual value.

  • Do you sell authentic Rolex watches?

    Yes, we carry authentic pre-owned Rolex watches at significantly below retail prices. Each timepiece is thoroughly inspected for authenticity and functionality before being offered for sale.

  • How long do I have to repay my loan?

    Our loans are good for 6 months plus a 90 day grace period. As long as the interest is paid during this period of time, you can extend the loan for as long as you need.

  • Can I get my jewelry back after pawning it?

    Absolutely. Jewelry loans are secured by your items, which are safely stored until you repay the loan. You maintain ownership and can reclaim your pieces upon full repayment.

  • What makes your jewelry prices lower than retail?

    We offer pre-owned and estate jewelry at substantial discounts from retail prices. Our inventory comes from loans and direct purchases, allowing us to pass significant savings to customers.

  • Is the loan process confidential and secure?

    Completely. We've maintained strict confidentiality for over 165 years. All transactions are private, your items are securely stored, and we never disclose customer information or loan details.

  • What should I bring when getting a jewelry loan?

    Bring a valid government-issued ID and the jewelry you wish to use as collateral. We'll handle the appraisal process and can typically complete loans quickly during your visit.

  • Do you have diamond engagement rings available?

    Yes, we carry exquisite diamond engagement rings at prices well below traditional retail. Our selection includes vintage and contemporary styles, each carefully inspected for quality and authenticity.